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Penny wise and pound foolish

Name: Anonymous 2016-11-28 16:57

Why are people such financial retards?
They can't handle wasting +20% price on vegetables but easily rack up late fees. And they don't listen to me.

Name: Anonymous 2016-11-28 17:49

late fees
You mean like abortion expenses?

Name: Anonymous 2016-11-28 21:55

What disappoints me is that so many companies' profit margins are entirely based around collecting undeserved fees on top of what they openly charge you and hoping you don't notice. These same companies will routinely make ads claiming there are "no hidden fees" while basing their business model around collecting hidden fees. The worst offenders are banks. They do nothing but collect hidden fees that they don't deserve, while being rude to you on the phone and inexplicably shutting down entirely on the weekends, after 5pm, and on public holidays. You'd think with all the trillions in fees they siphon from the working man they'd be able to stay open on the weekends or past 5pm. You know, like literally every other business does. Why is it I can buy a coffee at 8pm on a Sunday but I can't do any fucknig banking?! Not even online. That is some bullshit, huh?

Name: Anonymous 2016-11-29 3:21

People are 99.7% monkey. Monkeys can't plan for the future very well and lack rational thought. Its much easier to understand people if you knew this fact.

Name: Anonymous 2016-11-29 4:18

Name: Anonymous 2016-11-30 11:15

>>3
Why don't you stop being a mental midget and read those fucking terms and conditions that are written in black and white.

Name: Anonymous 2016-11-30 13:26

It does e-mail and Web browsing, and it shits in Kyle's mouth? This is the greatest thing that has ever been invented!

Name: Anonymous 2016-11-30 19:03

>>6
And then what? Refuse to do business with any service provider since ALL of them base their business model on collecting hidden fees?

Name: Anonymous 2016-11-30 23:09

>>8
If you read the damn terms, the fees won't be hidden. The fees will be completely clear. It's your own fault for not learning what is given to you before you sign any agreements.

Name: Anonymous 2016-11-30 23:25

>>9
You seem to be too retarded to understand that their business model is based on successfully hiding their extra fees within legalese and lying salesmen/marketing material. When they are unsuccessful in doing that, they go under. The few companies that have enough social responsibility to not try and survive off theft also go out of business because lying and tricking people is considered an acceptable business practice as long as you pay a Jew lawyer to mangle English enough in your fine print.

That can't be justified, it is a sleazy and dishonest practice that should not be the norm. I assume you have nurses taking care of you 24/7 due to extreme autism, but trust me that in the real world it is very disheartening to constantly have to watch out because everybody is trying to cheat each other. It is a merchant culture, and always leads to collapse due to the loss of trust and social cohesion.

Name: Anonymous 2016-12-01 2:18

>>10
You seem to be too retarded to read the legalese that is always available before you sign up. Tell me, do you spend longer than 5 seconds to look beyond the first paragraph of each disclosure statement? I dedicate up to an hour every time I encounter these things. In the real world, you need to be responsible for your own actions. There is no lying or tricking inside each disclosure statement. Any lying or tricking found that is contrary to what is written there is liable for breach of contract. Not only that, there are lawyers out there who are happy to help ripped off customers get money from institutions who are systematically deceiving customers with provably untrue disclosure statements.

So show me one disclosure statement from your country that is provably untrue and I will concede that you are correct.

Name: Anonymous 2016-12-01 2:35

>>11
You still appear to be too retarded to appreciate the points being made here. Let me try to explain it in words you can understand:

The fact that these companies can only survive by saying one thing in their marketing and sales pitch ("no hidden fees") while directly contradicting that in their "fine print" of a contract is not a good thing.

The fact that you need to dedicate an hour to not getting scammed simply because it is an acceptable practice to lie in your sales pitch is not a good thing.

The fact that nobody really aspires to create value anymore, preferring to simply siphon money from the naive or distracted is not a good thing.

Our society should focus on creating an economic system where people create honest value to get rewarded, not one where everybody is a lawyer/kike trying to sneak money out of the next guy's pocket.

Our laws should seek to punish the sleazy liars, not create loopholes for them to evade responsibility. In this situation our laws function to protect liars and enrich them despite their lack of creating value. It is unsustainable.

Name: Anonymous 2016-12-01 3:13

Name: Anonymous 2016-12-01 15:43

>>12
where everybody is a lawyer/kike trying to sneak money out of the next guy's pocket
Welcome to capitalism. It's a system based on usury and basically founded on Jewish belief (not even being ironic here). It was never about "creating value", just about finding the next way to profit off of the manipulation of capital. "Creating an economic system" involves dismantling the capitalist system, which I don't see happening until after this system fails (when the oil market collapses, basically).

Name: Anonymous 2016-12-01 20:30

>>14
No, you are wrong. Capitalism is considered the enemy of Jews because it works within the Jew's natural enemy -- systems of nature. Capitalism was based upon the holy concept of competition as creator, ie. allowing the force of competition to create things unimpeded by the dour gloom of Jews.

So of course the Jew corrupted capitalism and turned it from a natural force that propelled humans to ever greater heights to a gloomy system of bureaucracy, hopeless hedonism, and violence. You have to understand that nature humiliates the Jew -- in the natural order the Jew's repugnant appearance, neurotic inability to enjoy life, and his dour compulsion to horde material goods just so nobody can enjoy them ensures he is cast out of society.

So the Jew has done his best to supplant the natural order. To stifle competition through horrible violence, to separate man from his natural desire to create value. The Jew gains strength when man is suspicious, isolated, cut off from nature, and concerned only with his shekels. So of course the Jew hates capitalism or any other economic system that prioritizes the force of nature (competition). The Jew wants his unnatural bureaucracy to be the only source of food, love, and purpose.

Name: Anonymous 2016-12-02 2:47

>>13
I expected a screencap of that one scene from The Simpsons, but instead I caught a virus. Fuck you.

Name: Anonymous 2016-12-02 3:39

>>16
Haha, guess you better get a lawyer if you expect to do anything about it.

Name: Anonymous 2016-12-02 5:44

>>15
How, then, would you describe the difference between this "uncorrupted" capitalism and its current state? Seems to me that usury and the empty valueless manipulation of wealth is sort of in-built.

Name: Anonymous 2016-12-02 6:18

>>18
usury and the empty valueless manipulation of wealth
What has that got to do with it? The problem is a cheating culture in the common man. Of course Jews will Jew, but their dour gloom has begun to influence the average person too much these days. One should aspire to create value through engaging in honest competition for market share, not to simply hide behind Jewish weaseling and collect fees.

Unfortunately Jewishness has seeped deep into our culture and our government currently serves as just another pointless Jewish corporation, siphoning fees from the productive in the form of tax-theft. This is shameful, but it is up to the regular man to right capitalism's course. To remove weeds, you have to address their roots not simply chop off their tops. To weed out Jews, we must ensure our lives are principle-driven and competitive.

Name: Anonymous 2016-12-02 10:20

Compound interest is a critical component to capitalism.

Name: Anonymous 2016-12-02 15:52

>>19
What has that got to do with it?
A whole lot, actually. People are, in major part, a product of the system under which they live. This sort of wealth manipulation is basically a logical extension of capitalism as a system, seeing as it is both the most profitable and the easiest (once you've got the means).

we must ensure our lives are principle-driven and competitive
This is a noble goal, and I agree, but the sad fact is that, unless a system encourages this kind of behaviour, it will not be the popular choice. This ensures a spiritual/moral satisfaction, yes, but there will always be more profit in immoral behaviour under capitalism.

Name: Anonymous 2016-12-02 20:31

>>21
This sort of wealth manipulation
Doesn't have a lot to do with people cheating each other as a matter of course. In fact, wealth manipulation in that sense requires a government to protect the manipulators at a certain point -- or rather, it requires they have access to violence and the ability to not be punished for using it. Because at some point the "wealth" they are manipulating has to be reflected in resources. And resources go to the violent, period. If the masses are not standing together, the government has a monopoly on violence.

Having a massive government use a violence-monopoly to protect business that add no value, and actually remove value, is not any kind of "system" -- it is the consequence of people forgetting their interdependence on each other. This is encouraged by government-Jews who want you isolated and reliant on them. That has nothing to do with competition, and is thus not an inevitable outcome in our system -- ie. our system can be fixed from the bottom up.

there will always be more profit in immoral behaviour under capitalism
Why specify capitalism? Venezuela is far from a capitalist country, but their people starve while the country clubs horde all the food for fancy parties. You appear to have a bias of some sort, perhaps a thorn in your butt in regards to capitalism. However, a system, whether capitalism or other, is an abstract reflection of the common man's values. So if the common man is Jewish-influenced, the system will reflect that in practice. That is because economic/legal systems are open to interpretation and subject to the discretion of various (human) parties in the chain. So, a healthy and moral society will find a way to make its systems reflect human values in practice.

So, your prescription of top-down enforcement of a system that forces people to be moral is doomed to failure. What we need is a bottom-up approach where the common man takes responsibility and lives how he thinks is right. To approach it in any other way is childish. You poo-poo spiritual/moral satisfaction and question what value it has compared to a dollar, but just give it a chance. Living with purpose and engaging in genuine attempts to improve yourself and what you offer isn't just an economic system, it is a life system based on nature (evolution). Moral and spiritual satisfaction will give you more pleasure than cheating your fellow man out of a dollar, guaranteed.

Name: Anonymous 2016-12-03 0:27

>>22
Doesn't have a lot to do with people cheating each other as a matter of course
Ah, but it does. The manipulator cheats the worker out of the product of his labour, purely by virtue of having the money/power to do it. Whether or not this involves violence or protection is irrelevant, since any corporate force that amasses enough wealth to reach this level of power will be supported by a government concerned with wealth foremost. It's not a closed system; this protected status is open to any of the immoral elite who manage to make enough cash to assert their status, and these people will always be present in society at some level.

You poo-poo spiritual/moral satisfaction and question what value it has compared to a dollar
You misunderstand me here. It is not that I personally hold these things in low regard -- I very highly prize beauty of spirit and character, and think that our economic system should both reflect and reward these traits. However, I don't believe the majority cares much about these abstract virtues, especially taking into consideration the relative death of religion and spirituality in the West. You overestimate the average citizen: most people prefer their material pleasures and vices to any sort of spiritual gain, and this comes about from a lack of guidance, whether by religion, spirit, or state. A system that doesn't accommodate the unthinking folk fails in all but theory. Human nature must be accounted for in all its ugliness as well as its beauty, and it is the ignorance of this fact that is childish.

Name: Anonymous 2016-12-03 1:24

>>23
product of his labour
This is a manipulative term, which hasn't made sense in hundreds of years. Your labor is only producing value in combination with other laborers and the infrastructure developed by others. For example, I run an eCommerce business, and I pay a production lab to produce my products, which I then sell using Amazon, Shopify+authorize, and advertising platforms like Google. I have to pay all of these companies in the chain a cut of the earnings I generate through my hard work whether I make a profit or not. But without them I would not be able to maintain the infrastructure to process payments, produce the products, advertise to millions, own my own servers, or develop my own shopping cart solution from scratch.

So because these other companies set this all up and charge me for access, I am was able to work very hard for a year setting my business up and now don't do much work and get to feel free-ish. I don't need to horde billions because I am not a Jew, therefore I prioritize free time over money. But I am talking about how a small business can operate in a sustainable and fair fashion (my products are very high quality and as my volume grows I pass savings to consumers by lowering prices) without cheating and sneaking, even though Jewgle, Amajew, Shopijew, etc. are obviously shady and sneaky companies who create monopolies through jewing with governments and create tricky contracts to siphon money from people's labor.

And while Jewgle, et al. worked hard manipulating laws and building monopolies through sleazy Jew-tricks, I worked hard learning how I could forge a path to subsisting without working a job. Because there was so much competition in my industry, I had to develop a very good product and good marketing strategy to stand out and actually receive a reward for my labor. If there had been no competition, I would have had no real incentive to do my best and the public would have lost out and I would not have developed my skills. So capitalism can be a tool that forces one to raise their standards to best their competition or to simply pull Jewish tricks to eliminate your competition. Both of those approaches can win and allow you to forge a bearable life. However, rampant Judaism has caused people to think the only option is the latter. That there is no way to be an honorable person and operate in capitalism.

I don't believe the majority cares much about these abstract virtues
Think about how modern consumer societies operate: people feel empty and confused so they buy buy buy to fill mysterious holes. That is a cliche because it is true. People hunger for something more virtuous and meaningful than what they see around them. But people instinctively follow the herd, so mass propaganda and exposure to Jews has made most people think they are alone in hungering for something less worthless. Consumer culture could not exist if people didn't have an abstract hunger being unfulfilled. And talk to immigrants from places like rural Ghana, they will say that people are happier there than they see in the West. Even though thy have warlords and Jews stealing all their wealth, what do they really care? Hording wealth is for the Jews, they just want to live and work in a functional community connected together in honor-based systems where honestly besting competition leads to reward. It's what humans need, and it took massive efforts to trick people into thinking they just needed a new car every year to finally feel okay.

Name: Anonymous 2016-12-03 2:42

>>24
You've raised some very good points and given me a lot to think about. Thanks for the discussion, friend.

Name: Anonymous 2016-12-03 14:57

>>24
It's "hoarding", not "hording".

Name: Anonymous 2016-12-03 15:47

>>24
But I am talking about how a small business can operate in a sustainable and fair fashion
Capitalism always inevitably leads to small business dying out because large-scale capital has loads of advantages over small players. Bribing officials is just one of them, with some others being: having access to financial markets, getting cheaper loans from banks, being able to engage in price dumping to weed out competition, having more money to devote to R&D, having more money to enter new markets (and any other activities with high entry costs like buying up patents), being "too big to fail" (bailed out by government), having better lawyers etc. Capitalism always leads to consolidation of capital, cartelization and destruction of small businesses because having lots of money is a positive feedback system.

So if your company is as good as you're saying, you probably will have it bought off your hands and the new owners will have no incentive to "do their best" and lower prices. You can check out this story for an extreme real-world case of that http://www.theaustralian.com.au/news/health-science/martin-shkreli-responds-to-sydney-schoolboys-who-recreated-drug-in-daraprim/news-story/478b698ff20623d0e1efcbbf3c817b66?nk=990891ebeecbd7fc1a00e2c555f178be-1480777608

Former hedge fund manager Mr Shkreli was labelled a “morally bankrupt sociopath” and “the most hated man in America” after his company bought the rights to Daraprim last year and then raised the price in the US from $US13.50 a tablet to $US750.

I'm not saying capitalism is evil, I'm saying it has different stages of developments kind of like the human body. Nice, beautiful and full of possibilities when young, and dilapidated and smelly when old. There's a time and place for everything, including revolutions against capitalism when it starts to wreak.

Again, you're too naive here:

So capitalism can be a tool that forces one to raise their standards to best their competition
Capitalism also has properties that work to hinder competition. Like when competitors watch the leader and always copycat it so no one can get ahead, so there's no reason to innovate at all because following the leader is cheaper. Chinese like to do that a lot which is why Chinese goods have a reputation of being fakes but often high quality fakes; what's the point of buing an authentic product made on American soil if you can buy Chinese look-alikes from dozens of producers which are pretty much as good and cost a fraction? So then the capitalists start thinking "what's the point of competition if you can't make money off of it no matter how hard you work", and start thinking of ways to reduce competition and be kings of the hill where there will be as few competitors as possible. This is why you have Apple with their incredibly restricted, closed OS that you can't freely install third-party software on. This is why you have a system of patents with people patenting the shit out of every trivial thing they can. This is why you have companies creating demand rather than serving it, like the pharmaceuticals did with that chicken flu or whatever. The truth is, capitalism is often a contest of wits and cheats rather than of honest workers trying to make the quality of their products better. This has nothing to do with Judaism or "money hoarding" (which isn't a bad thing anyway because you might need that money for when a loved one gets ill or when you get old), this is just a fact of life as human industries are diverse and not all of them encourage honest competition.

People hunger for something more virtuous and meaningful than what they see around them.
No, they don't. People hunger to have their bread and their shows, that's all. This was known in times of Ancient Rome, and this is amply demonstrated by the modern consumerist First-World societies. Hell, if you really read up on the ancient literature like Beowulf and take note of every time the discourse is about food, you would be appalled how important being well-fed was to the ancient, supposedly more spiritual and virtue-oriented societies. Cattle was culled to greet ambassadors (the more important the ambassadors, the more cattle), to send the dead on their way (because OMG what are their spirits going to eat on the way to the spirit world?!?), wars were started over bad food, provinces paid taxes in food, feudal lords let their own armies ravage their own counties to get food etc. Lots of blood has been spilled over things like salt and spice. Not to mention the obligatory harvest rituals, sacrifices against drought and famine and so on. Thus, even in the more spiritual and moral times, when people cared more about honor and reputation than cars and smartphones, what most people really cared about was feeding themselves and their families. It's no wonder then that, once the hunger is satisfied, most humans find that they don't really care much about anything. This actually explains most of the modern valueless, virtueless, inane and immoral Western society. What it doesn't explain is that the idle mind and body (the Devil's playground, as they say) starts developing various unhealthy diseases that were unheard of in the ancient, hungry times when people had to streamline their lives to get by. There probably weren't many weak fatsters in a barbarian army - likewise there probably weren't many people with depression and loneliness and anorexia and similar bullshit. When you gotta really work to get food, you don't have time to get fat or depressed. This explains the
immigrants from places like rural Ghana, they will say that people are happier there than they see in the West
part.

So if I had to use actual historical evidence to judge about human nature, I'd say that what most humans want first and foremost is to be well-fed. But if they're too well-fed for too long, they start to get diseases because there must be a balance to everything. This is paralleled in the First World societies, by the way: when you're too rich for too long, your country starts to decay because there's too many old people, too few young, and no one has the virtue to stand up for your values anymore, which makes the country ripe for invasion from the outside. It's just the natural cyclic way, nothing lasts forever and everything gets old and dies at some point.

>>25
The start of his post is correct, but most of the rest is baloney.

Name: Anonymous 2016-12-03 18:11

I'd say that what most humans want first and foremost is to be well-fed.
Its obvious food is central(all organisms require food/energy), and denying that energy trigger survival instincts.
http://www.inquisitr.com/135667/any-society-is-three-square-meals-away-from-anarchy-suggests-researchers/

Name: Anonymous 2016-12-03 19:24

>>28
And food production is the main limiting factor to human population growth, too. The Green Revolution of the 1960-70s like nothing else:

https://gailtheactuary.files.wordpress.com/2012/03/world-population-1820-to-2010.png

Look how sharply China's population skyrocketed under the Green Revolution, before they introduced a one child per family policy in 1979:

http://countrydigest.org/wp-content/uploads/2016/05/Population-of-China.gif

So it wasn't the Industrial Revolution or urbanization or development of electricity etc, it was just the improved food production. Food is the main driving factor for humanity just as it is for fungi and bacteria.

Name: Anonymous 2016-12-03 20:35

>>27
Capitalism always inevitably leads to small business dying out
No, that isn't true. Small business was all there was when the USA, other than the giant energy, etc. conglomerates who developed infrastructure for small businesses to use. Walmart, for example could not exist without government interference (essentially a form of socialism for the select few). The banks who stole trillions and made millions homeless last decade also would have gone to prison and had their assets seized in a capitalist society. Huge companies develop infrastructure at scale for small businesses to thrive, both a valuable and both have a place in a free society as long as free competition is what made them.

Capitalist societies need governments whose purpose in business is to maintain a level playing field through enforcing fair competition and breaking up monopolies. When the government starts doing the opposite or even engaging in business like starting wars for contractors, you are no longer living in capitalism because there is no fair competition to be had. You claim this is inevitable, but why? It happened because the Jews turned our society in passive consumers who think Jew-tricks are the only way to get ahead. People have been taught to think that this is how capitalism works rather than just how corruption works -- our society could also be called an advanced socialist (corporate welfare, tax/law-exemption for the blessed) or fascist (government merging with big business) system.

if your company is as good as you're saying, you probably will have it bought off your hands
No I won't. It is a small company that sells like 1000 units a month, and requires me to engage with customers. It cannot be scaled massively without becoming generic. So instead of buying me, some big company can just put on a generic. But my specialty product still has value to some. Because I market it in a human way that big companies cannot recreate. I might not make even a million dollars, but I have free time and save a little money so it's good enough for me. Much better than a job or dealing with some socialist party dolling out resources equally to those who tow the line.

What you forget is that capitalism requires an entity to prevent a single company (or an entire communist country like China) twisting the rules and destroying fair competition. That entity is a democratically elected government. No kind of society can function in a "global village" because it removes people from their communities and removes the peoples' influence from laws. So you bringing up China is irrelevant. Their presence in Western business is due to corruption not capitalism. And as I said earlier, all systems get corrupted at some point. But you can fix the system, abandoning the entire concept is not the right way forward.

Rome was not a capitalist society when it collapsed. In fact, it collapsed because its form of government got too greedy and involved in business and stopped bothering to fulfill its primary role as the defender of fair competition and rule of law. And you talk as though blood being spilled over salt is somehow a consequence of a system rather than human nature. But violence and cruelty are part of all nature, which is why capitalism was successful -- it channeled those violent urges to dominant others into competition that produced value for the society. No other system does that, they simply serve to channel all value to the ruling party. Which is a system we live under today, not capitalist.

Also, people do hunger for a community that operates fairly and looks out for each other. When they don't get it, they feel empty. I am not talking about the occult or anything when I say spiritual hunger. I am simply talking about the hunger for trust and connection with your neighbors. It is very unfair for you to claim people are satisfied with their bread and circuses, those are bandaids on the real desire. In fact, a circus is only enjoyed because you get to feel part of the crowd and connected. I urge you to let go of your cynicism and understand that to an outside observer you also look like a mindless eater with no thoughts in your head other than how to use Jewish tricks to attain a fancy car.

When you gotta really work to get food, you don't have time to get fat or depressed
When you are around people you trust and your small society is designed to allow everybody an opportunity you don't get depressed. When you feel you have a place and voice in your society. When it isn't a global village run by Jews where nobody can trust each other because there is no common culture you don't get depressed. People in rural villages don't actually tend to work that much compared to us goym. The ones who work the hardest get the mot reward in terms of resources like extra food, sex, adoration, trinkets. That is why they are not depressed.

Name: Anonymous 2016-12-03 21:22

Capitalism is as close as humans in a group environment have yet gotten to being able to manipulate and profit from the Force which produced life -- the violent competition and arms race of evolution. A capitalist society takes that force and releases it in a controlled environment to channel its creative power into producing that which humans find valuable. It is a holy thing, to work within the system that created life.

One must remember that humans are really apes having a shroom trip. The human condition is simply the pain of being cursed with a phony self-awareness that is really just a delusion that serves evolution. So one must accept that delusion is a powerful component of survival, and seek to delude themselves in a controlled environment, much like a capitalist society seeks to harness evolution within a controlled environment or a power plant seeks to harness electricity through a controlled environment.

So one should be less concerned with "truth" and more concerned with developing a narrative framework for their life that propels them forward to realizations that feel meaningful. When we die, we all become one and the mind/body is lost along with the sense of self. But in the meantime, you may as well engage with life through manipulating the salient forces of delusion, competition, desire, fear, greed, etc. Life is a playground where you seek to attain Something while knowing it is just a game that will end in nothing. But games are still worthwhile while they are being played.

One should not look at the big picture and say "well, it is all hopeless". One should look to their side and say "what can I do with this situation, how can I use it to feel alive for this brief period of living?" so-called facts don't matter, all that matters is that the narrative you are choosing to believe in produces results for you. So choose the hopeful delusion, the one where people can care and be noble and they have desires beyond eating. If you choose otherwise, you are building your own dour gloomy prison for no reason.

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