How Government Robs You

https://www.10x.co.za/faq/umbrella-fund-faqs/is-it-illegal-for-employers-not-to-pay-over-pension-fund-contributions/

it is a very serious offense not to pay over pension fund contributions, for which the directors of your husband’s company will be criminally prosecuted. Our law requires that pension fund contributions MUST be paid over the fund within seven days of month end. Of course, it is fraud to withhold this money in the company’s bank account as it – and the investment income thereon – belongs to the employee.

basically you have to give money to government, and they promise to give them back to you if you are lucky to live long enough to qualify for retirement. Less money means you will eat cheaper food and use cheaper health care, so naturally you will die quicker for just the junk food.

>>5

individuals are not allowed to consume for personal use until retirement

In other words, they are robbing everyone of lots of money.

This is a good thing because the vast majority of people have no concept of "saving for retirement"

This is a hateful, totalitarian, false stance. People are better than the socialist bastards think of them. What about people who DO have a concept of saving for retirement, or people who don't WANT to ever save for retirement? Why are these people stripped of their freedom to do with their money as they please?

You are allowed to contribute to this fund beyond what the government requires of your employer.

Oh how kind of the government: take away half of our money in taxes and security funds, then allow us to use whatever scraps we have after paying for rent and food and clothes. They're allowing us to use our own money! Fucking pieces of shit.